Hi, again, Clyde:
You mentioned you were looking for a more "gospel" sound. Do you know about Organized Trio?
Here's a link:
http://www.kvraudio.com/get/682.html
It's a full-on Hammond B3 simulation, including rotary speaker and distorted tube amps. It's donation-ware. Keyboard magazine chose it as one of their best in a recent overview of B3 wannabees. I use it a lot, although my actual Hammond M-102 is taking over some of that.
You'll need a VST host to run it. Look for Herman Seib's VSTHost or SaviHost, both free.
David